There are quite a few forum hosting sites that provide a selection of preset forum templates complete with terms and conditions, where do you get yours from? Do you find it easier to simply adhere to the the preselected terms and conditions or did you take the time draft each line to ensure the fluid experience of each member? I understand there are quite a few programmers and forum creation specialists whom take a comprehensive approach to the creation of their forum so this is the question I'd love to have answered. I've found myself reading through the terms and conditions listed on a few of the forums I'm already a member of and I find them sounding the same. Do you have your legal team take a look at them or do you go to a special site to find the template for your terms and conditions?